EI benefits calculator 2026
Canada · 2026 ratesEstimate how much Employment Insurance you could receive each week if you lose your job, and the total over the number of weeks you expect to claim.
How EI regular benefits are calculated
For most people, EI regular benefits are 55% of your average insurable weekly earnings, up to a maximum. For claims starting on or after December 28, 2025, the maximum insurable earnings are $68,900 a year, so the most you can receive is $729 a week.
| Yearly insurable earnings | Weekly benefit | Over 15 weeks |
|---|---|---|
| $36,400 ($700 a week) | $385.00 | $5,775.00 |
| $50,000 | $528.85 | $7,932.75 |
| $68,900 or more | $729.00 (maximum) | $10,935.00 |
Your average is worked out from your highest-earning weeks in the qualifying period, usually the last 52 weeks. The number of weeks used, called your best weeks, ranges from 14 to 22 depending on the unemployment rate in your region.
Frequently asked questions
Is EI taxable?
Yes. EI benefits are taxable income, and federal and provincial tax is usually deducted from each payment. You get a T4E slip to include on your tax return.
When does EI start?
There is usually a one-week waiting period at the start of a claim, during which you are not paid. Apply as soon as you stop working, even if you have not yet received your record of employment.
Can I work while on EI?
Yes. Under the working while on claim rules, you keep 50 cents of your benefit for every dollar you earn, up to 90% of your previous weekly earnings. Above that, your benefit is reduced dollar for dollar.
This calculator gives an estimate for guidance only. It does not decide whether you qualify or how many weeks you are entitled to. Some low-income families with children can get a higher rate through the Family Supplement. Source: Government of Canada: EI regular benefits, how much you could receive.
Last checked and updated: October 2026 (claims from December 28, 2025)